What we do
Atome is one of Asia's fastest growing "buy now, pay later" brands that lets consumers split their bills into flexible deferred payments over time, with zero annual or processing fees. With flexible interest-free payments, personalised controls and a commitment to developing best-in-class features, we empower our users to own their passions in their own time.
Our tagline, “Time to Own It”, plays on the core concept of time; in how Atome helps people to pay and afford products and services over time, but at a deeper level, it’s also an immediate call to action for consumers to own their deepest passions and aspirations. In turn, merchant partners who offer payment choice and flexibility will benefit from higher sales driven by new customers empowered across generations.
We are currently live in Singapore, Malaysia, Indonesia, Vietnam, Thailand, Philippines, Hong Kong, Taiwan, mainland China and Japan.
Why we do
Our three core brand pillars are "aspirations, access and advice", and our goal is to empower a new generation of tech-savvy consumers by giving them smarter access to their aspirations.
At the heart of our Group vision is an AI-powered and credit-enabled marketplace ecosystem driving both digital commerce and digital financial services across Asia. In so doing, this will accelerate the digital transformation of enterprises and merchants, big and small, while enabling more equitable access to credit and financial inclusion for both underbanked and underserved consumers and businesses.
How we do
Atome is a leading buy now pay later brand in Asia.
Short for "Available to Me", A-To-Me partners with over 15,000 online and offline retailers across key verticals such as fashion, beauty, lifestyle, fitness and homeware in offering their consumers choice, flexibility and convenience in how they choose to shop and pay.
Atome is part of Advance Intelligence Group, a Series-D AI-driven technology company headquartered in Singapore, with operations across South and Southeast Asia, Latin America and Greater China. Advance Intelligence Group is ranked No. 1 on LinkedIn’s 2021 Top Startups List in Singapore.
